Goals are a coming

I am in the process of developing goals for finance. Updates to come

Gas

Is it just me, or does gas seem to burn faster the more expensive it gets?  My car usually gets about 309 miles out of one tank of gas.  Except when gas prices go up.  Y'all I think it is a conspiracy.  I think they either make the gas more flammable or find a way to make it burn faster.  I know here in Atlanta last year our gas shortage was caused by us running out of the low sulfur gas.  Maybe sulfur makes gas burn slower.

I lack focus

Not to get all down on myself but, it is a self realization.  I really lack focus y'all. 

I don't set goals that I keep up with.  If I did, I would have been out of debt years ago.  I don't get paid what I am worth.  I truthfully lack alot of confidence in myself.  Now it sounds like I am beating myself up, doesn't it?  I came to this conclusion over the past week when I was talking to my fiance on the way to meet a friend of mine (who also happens to be an awesome lawyer and smart as hell).  I was telling him that I have business ideas but, I am afraid to put them in motion because, I am not confident in my sales abilities. Ironic since I work in a sales environment.   i give away most of the hats that I make because, I don't want to sell them  (I cannot handle an unhappy customer).  I actually have an Etsy shop that I have never stocked. My stepsister sells jewlry and she gave me some jewelry to sell.  It is still in my linen closet because, I am afraid to approach people.

I have not decided what I want to do with the rest of my life.  I can't spend the rest of my life in the position that I am in.  Most people know that if you are not a Relationship Officer in the bank or a sales executive then you don't make any money.  My boss keeps asking me what I am going to do as far as my career goes, to which I just shrug. 

What am I going to do with myself y'all?  I need goals.  I want to stop floating on the breeze and just being. 

D.C. Out

Gotta go to Best Buy with the future hubby (He's secretly jealous of my wireless mouse and keyboard :).

The Wedding Plans (or lack there of)

So the only thing I am certain about for my wedding is that I want Skylar and Carla to take my photos (www.photographybysky.com ). They have been great friends and it'll be a honor to have them do our [E] Session and wedding. Now for the hardest part. The venue, followed by everything else dress, food, shall I go on?

D.C. Out

The Big Kid in Me

I have decided to read the Harry Potter Book before the movie comes out. I was raised on epic adventure movies so I really love this series. So since I already have the book in my collection, I am delving into it full speed. This will be one of my summer reads. It is giving me a great get away from my wedding planning, which, I know I should be doing but, it is so financially frustrating.

Here we GO!

Here we go now. Back to update you on my Challenging Debt

Here are the totals for this pay period.

Chase $0.00
Amex $0.00
Citi Premier $1,226.08
Mastercard #1 $4,469.62
Mastercard #2 $2,679.59
Total CC Debt $8,375.290

For some reason I found an extra $100.00 in my account. I forget that it is there because, when I calculate my paycheck I only calculate it using $1,050.00 instead of the amount that truly enters the account. So I applied the extra $50 to my Citi Premier card and $50 to my E-Fund.

I also readjusted my 401K contributions and they seem to be doing better than when I was trying to pick and choose the expensive funds that I was just choosing blindly. I chose an Index Fund and the Retirement 2045 along with the one International Fund we have in our portfolio. I have very little invested into the company that I work for (Enron taught us about that. My poor mother lost almost all of her money on that. Boy I tell you teachers work so hard and then when they retire they learn that an Enron, Madoff, Ponzi scheme has stolen all their money. It's not fair). One day I will be out from under this debt and I will be able to contribute more than just the piddly 3% I am putting in.

Well that's all I have for now. Until next time.

D.C. Out

Oh It's Trying to Break Us

This wedding stuff is for the birds. How did you guys do it? It is so damn expensive. I have just been frustrated. I am ready to run off and get married and not tell anyone. We did a list of our family and friends. We came up to 260. My sister and my brother were full of I told you so's and telling me that I needed to do a destination wedding. My sister is dead set on West Palm Beach and I am dead set on Hell no! Does she think we are made of money. She thinks that just because, I don't have kids that I can just blow money. I have debt chica. I have bills to pay. I am not interested in breaking myself for a wedding. I'd rather spend my money where it matters. How about getting out of debt and buying a house when we have a substantial downpayment. My brother is like charter a bus and go to the beach. Hellooooo!!!! Charter deeez! Okay, okay my ghetto is showing. I want to have a nice wedding not the "Double dutch bus coming down tha street." (y'all don't know nothing bout that huh!) Okay, D.C. vented and D.C. Out.